The Senate Banking Committee spent the best part of its Valentine's Day grilling Fed officials and agency heads about the regulatory implementation of Dodd-Frank. Despite holding the hearings on a day dedicated to romance and love, the Senators certainly did not woo their witnesses with bonbons and soft questioning. The Banking Committee invited an impressive list of witnesses for the day's round of tough questions focused mainly on coordination both domestically and internationally, and the need for adequate cost benefit analysis associated with all this new regulation. Though the banking regulators received a fair share of the questioning, the heads of the SEC and CFTC received the majority of the Committee's attention.